{"id":87,"date":"2020-08-31T04:00:00","date_gmt":"2020-08-31T10:00:00","guid":{"rendered":"https:\/\/www.fivestarins.com\/blog\/?p=87"},"modified":"2020-09-01T08:48:02","modified_gmt":"2020-09-01T14:48:02","slug":"is-renters-insurance-really-necessary","status":"publish","type":"post","link":"https:\/\/www.fivestarins.com\/blog\/is-renters-insurance-really-necessary\/","title":{"rendered":"Is Renters Insurance Really Necessary?"},"content":{"rendered":"<p>If you&rsquo;re on a budget, you may be tempted to save money by skimping on insurance. Renters&rsquo; insurance, however, is essential to protecting your belongings. It also keeps you safe from liability issues that can deplete your finances. If you&rsquo;re renting a home in Fords, NJ, renters insurance from Five Star Insurance Agency isn&rsquo;t a luxury, it&rsquo;s a need.<\/p>\n<p><strong>Understanding Renters Insurance Coverage<\/strong><\/p>\n<p>Renters&rsquo; policies in Fords, NJ offer various types of coverage to protect your interests. Here are just a few: &nbsp;<\/p>\n<p>Property coverage &ndash; protects your personal belongings to include clothing, furniture, electronics, artwork, sports gear, and other items. If any of your goods are stolen or damaged in a covered peril like fire, rainstorm, or tornado, your renter&#8217;s insurance will help pay to have them repaired or replaced.<\/p>\n<p>Liability coverage &ndash; protects you against liability issues by paying the medical costs of anyone who&rsquo;s accidentally injured on your rental property. Accidents happen, that&rsquo;s a fact of life. With liability coverage, you don&rsquo;t have to cover the cost of accidental injuries out of pocket.<\/p>\n<p>Additional Living Expenses coverage &ndash; covers the costs of living elsewhere while your rental home is being repaired after a disaster. This could include hotel bills, dining out, travel expenses, and more.<\/p>\n<p><strong>Who Can Benefit from Renters Insurance?<\/strong><\/p>\n<p>Anyone that rents a home, condo, or apartment can benefit from the protection that renter&rsquo;s insurance has to offer. If you own expensive goods, property insurance will protect these valuable investments so you don&rsquo;t have to replace them on your own in the event of a disaster.<\/p>\n<p><strong>Where Can You Purchase Renters Coverage?<\/strong><\/p>\n<p>Renters insurance can be purchased at Five Star Insurance Agency. For your convenience, we serve residents in Fords, NJ, and surrounding communities. Call or visit us today for the renter&#8217;s policy you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&rsquo;re on a budget, you may be tempted to save money by skimping on insurance. Renters&rsquo; insurance, however, is essential to protecting your belongings. It also keeps you safe from liability issues that can deplete your finances. If you&rsquo;re renting a home in Fords, NJ, renters insurance from Five Star Insurance Agency isn&rsquo;t a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-87","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-five-star-insurance-agency","tag-fords-nj"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/87","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/comments?post=87"}],"version-history":[{"count":1,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/87\/revisions"}],"predecessor-version":[{"id":88,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/87\/revisions\/88"}],"wp:attachment":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/media?parent=87"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/categories?post=87"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/tags?post=87"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}