{"id":153,"date":"2023-05-24T04:00:00","date_gmt":"2023-05-24T10:00:00","guid":{"rendered":"https:\/\/www.fivestarins.com\/blog\/?p=153"},"modified":"2023-05-24T14:57:11","modified_gmt":"2023-05-24T20:57:11","slug":"why-you-need-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.fivestarins.com\/blog\/why-you-need-renters-insurance\/","title":{"rendered":"Why You Need Renters&#8217; Insurance"},"content":{"rendered":"<p>Everyone who rents their home must have a renters&#8217; insurance policy at all times. Most landlords require these policies. They will want you to have renters&#8217; insurance so that they won&#8217;t have liability for much that goes on in the home. Getting this insurance as soon as you rent your home is essential to protect yourself. There are many risks when renting a home, and this policy will help you prepare for them. Call us at&nbsp;Five Star Insurance Agency in&nbsp;Fords, NJ when you need renters&#8217; insurance.<\/p>\n<h2><strong>Protecting Your Belongings<\/strong><\/h2>\n<p>Renters&#8217; insurance doesn&#8217;t cover the actual building or portion of a building that you&#8217;re renting. That&#8217;s coverage for the landlord to have. Instead, it covers what&#8217;s inside the residence. When you have this coverage, it can pay for your items to be replaced if they&#8217;re damaged in a covered event. These policies cover many different risks. Replacing everything without renters&#8217; insurance would be incredibly expensive. Many renters wouldn&#8217;t be able to do so if a serious accident or disaster happened to their things.&nbsp;<\/p>\n<h2><strong>Protecting Your Liability<\/strong><\/h2>\n<p>When you have renters&#8217; insurance, it also protects you against your liability in the home. If someone were injured in an accident in your home, this coverage would pay for the medical bills and other expenses that you would owe. This often includes lost wages and legal fees owed to the injured person. It&#8217;s essential to have this coverage in place, even if you don&#8217;t think about liability issues very much. This coverage should be there in case you need it.&nbsp;<\/p>\n<h2><strong>Get Your Renters&#8217; Insurance&nbsp;<\/strong><\/h2>\n<p>To start with a renters&#8217; policy, call us at&nbsp;Five Star Insurance Agency in&nbsp;Fords, NJ.<\/p>\n<p>&nbsp; &nbsp; &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone who rents their home must have a renters&#8217; insurance policy at all times. Most landlords require these policies. They will want you to have renters&#8217; insurance so that they won&#8217;t have liability for much that goes on in the home. Getting this insurance as soon as you rent your home is essential to protect [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-153","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-five-star-insurance-agency","tag-fords-nj"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.fivestarins.com\/blog\/why-you-need-renters-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Five Star Insurance, LLC |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why You Need Renters\u2019 Insurance | Blog | Five Star Insurance, LLC\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.fivestarins.com\/blog\/why-you-need-renters-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2023-05-24T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2023-05-24T20:57:11+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Why You Need Renters\u2019 Insurance | Blog | Five Star Insurance, LLC\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fivestarins.com\\\/blog\\\/why-you-need-renters-insurance\\\/#article\",\"name\":\"Why You Need Renters\\u2019 Insurance | Blog | Five Star Insurance, LLC\",\"headline\":\"Why You Need Renters&#8217; 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