{"id":129,"date":"2022-05-20T04:00:00","date_gmt":"2022-05-20T10:00:00","guid":{"rendered":"https:\/\/www.fivestarins.com\/blog\/?p=129"},"modified":"2022-05-20T09:35:07","modified_gmt":"2022-05-20T15:35:07","slug":"what-coverage-can-you-add-to-your-condo-insurance","status":"publish","type":"post","link":"https:\/\/www.fivestarins.com\/blog\/what-coverage-can-you-add-to-your-condo-insurance\/","title":{"rendered":"What coverage can you add to your condo insurance?"},"content":{"rendered":"<p>At Five Star Insurance Agency, we want you to know all of your options to protect your Fords, NJ home from loss. Perhaps you purchased a condo, and your mortgage requires you to purchase a condo homeowners policy for it.<\/p>\n<p>Amongst the eight types of home insurance policy exist one just for condos. When you purchase a condo policy, it provides liability protection for you for accidents that occur inside your condo. It also provides you with protection for your property kept inside the home.<\/p>\n<h2><span style=\"color:#2f5496\">Adding to Your Condo Policy<\/span><\/h2>\n<p>But like other types of insurance, you can upgrade your insurance policy to cover more than the standard condo policy does. These types of added coverage include:<\/p>\n<ul>\n<li>Jewelry protection,<\/li>\n<li>Added liability coverage,<\/li>\n<li>Enhanced personal property protections,<\/li>\n<li>Hobby equipment coverage,<\/li>\n<li>Art coverage.<\/li>\n<\/ul>\n<p>Your condo policy starts out with coverage for your personal property that equals about 10 to 20 percent of your condo&rsquo;s value. That means if you purchased a condo for $100,000, you&rsquo;d have about $10,000 in personal property coverage. If you get engaged, that might not cover the engagement ring, so if a theft occurred, your policy would not cover both the ring and your belongings.<\/p>\n<p>The same proves true for your photography equipment or hiking gear or fishing tackle, etc. You might own thousands of dollars in hobbyist equipment, but it doesn&rsquo;t receive coverage until you increase the personal property coverage or add coverage to the condo policy.<\/p>\n<p>If you run a business from home and hold meetings there, increasing your liability coverage protects you. The same is true if you hold fundraising events there.<\/p>\n<p>Contact &nbsp;Five Star Insurance Agency serving Fords, NJ for more information on enhancing your condo policy. Let us help you protect your property and home.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Five Star Insurance Agency, we want you to know all of your options to protect your Fords, NJ home from loss. Perhaps you purchased a condo, and your mortgage requires you to purchase a condo homeowners policy for it. Amongst the eight types of home insurance policy exist one just for condos. When you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-129","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-five-star-insurance-agency","tag-fords-nj"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/comments?post=129"}],"version-history":[{"count":1,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/129\/revisions"}],"predecessor-version":[{"id":130,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/129\/revisions\/130"}],"wp:attachment":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/media?parent=129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/categories?post=129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/tags?post=129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}