{"id":119,"date":"2021-12-13T04:00:00","date_gmt":"2021-12-13T10:00:00","guid":{"rendered":"https:\/\/www.fivestarins.com\/blog\/?p=119"},"modified":"2021-12-02T12:48:35","modified_gmt":"2021-12-02T18:48:35","slug":"new-jersey-life-insurance-what-you-need-to-know-about-life-insurance","status":"publish","type":"post","link":"https:\/\/www.fivestarins.com\/blog\/new-jersey-life-insurance-what-you-need-to-know-about-life-insurance\/","title":{"rendered":"New Jersey Life Insurance &#8211; What You Need To Know About Life Insurance"},"content":{"rendered":"<p>They say that there are only two universal truths in Life and that&rsquo;s Death and Taxes.&nbsp; There should be a third universal truth in Life and that&rsquo;s &ldquo;uncertainty&rdquo; because nobody truly knows what will happen to them day-to-day in their life.&nbsp; You can wake up in the morning feeling great and not know that in just mere hours, you could have an accident that will require you to convalesce in a hospital for two weeks.&nbsp; It&rsquo;s that uncertainty that we all face in our lives that brings up the question of how to protect ourselves and our families.&nbsp; Five Star Insurance Agency in Fords, NJ offers many insurance options including life insurance.<\/p>\n<p><strong>Life Insurance<\/strong><\/p>\n<p>Have you pondered the thought of what would happen to your family in the case of your untimely passing?&nbsp; You&rsquo;re not alone as many of us have those same thoughts and worries.&nbsp; Do I have enough money saved for such a situation?&nbsp; Will my family be okay financially?&nbsp; Will they be protected with what I leave to them?&nbsp; These are all questions that we ask ourselves, usually after a traumatic event or a close call.&nbsp; Those are not the optimum times to have these conversations with yourself as you should be ahead of the game and have a game plan for protecting your family just in case.<\/p>\n<p>Life Insurance typically comes in two different versions, Whole-Life and Term-Life.&nbsp; Whole-Life insurance covers you as long as you make your monthly premium payments.&nbsp; Some companies require a physical (especially if you start your plan as an older person) while others don&rsquo;t have those requirements.&nbsp; The money built up over the Whole-LIfe term can be borrowed against which is an option not afforded to Term-Life Insurance.&nbsp; Term-Life insurance covers a period of time (10 to 30 years) and its value is set, meaning that you can&rsquo;t borrow against it or build up a cash value to the policy.<\/p>\n<p><strong>More Information<\/strong><\/p>\n<p>You can learn more about life insurance by contacting Five Star Insurance Agency in Fords, NJ today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>They say that there are only two universal truths in Life and that&rsquo;s Death and Taxes.&nbsp; There should be a third universal truth in Life and that&rsquo;s &ldquo;uncertainty&rdquo; because nobody truly knows what will happen to them day-to-day in their life.&nbsp; You can wake up in the morning feeling great and not know that in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-119","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-five-star-insurance-agency","tag-fords-nj"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.fivestarins.com\/blog\/new-jersey-life-insurance-what-you-need-to-know-about-life-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" 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11:13:33","updated":"2025-06-04 12:43:59","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.fivestarins.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.fivestarins.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tNew Jersey Life Insurance \u2013 What You Need To Know About Life Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.fivestarins.com\/blog"},{"label":"Insurance","link":"https:\/\/www.fivestarins.com\/blog\/category\/insurance\/"},{"label":"New Jersey Life Insurance &#8211; What You Need To Know About Life 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