{"id":119,"date":"2021-12-13T04:00:00","date_gmt":"2021-12-13T10:00:00","guid":{"rendered":"https:\/\/www.fivestarins.com\/blog\/?p=119"},"modified":"2021-12-02T12:48:35","modified_gmt":"2021-12-02T18:48:35","slug":"new-jersey-life-insurance-what-you-need-to-know-about-life-insurance","status":"publish","type":"post","link":"https:\/\/www.fivestarins.com\/blog\/new-jersey-life-insurance-what-you-need-to-know-about-life-insurance\/","title":{"rendered":"New Jersey Life Insurance &#8211; What You Need To Know About Life Insurance"},"content":{"rendered":"<p>They say that there are only two universal truths in Life and that&rsquo;s Death and Taxes.&nbsp; There should be a third universal truth in Life and that&rsquo;s &ldquo;uncertainty&rdquo; because nobody truly knows what will happen to them day-to-day in their life.&nbsp; You can wake up in the morning feeling great and not know that in just mere hours, you could have an accident that will require you to convalesce in a hospital for two weeks.&nbsp; It&rsquo;s that uncertainty that we all face in our lives that brings up the question of how to protect ourselves and our families.&nbsp; Five Star Insurance Agency in Fords, NJ offers many insurance options including life insurance.<\/p>\n<p><strong>Life Insurance<\/strong><\/p>\n<p>Have you pondered the thought of what would happen to your family in the case of your untimely passing?&nbsp; You&rsquo;re not alone as many of us have those same thoughts and worries.&nbsp; Do I have enough money saved for such a situation?&nbsp; Will my family be okay financially?&nbsp; Will they be protected with what I leave to them?&nbsp; These are all questions that we ask ourselves, usually after a traumatic event or a close call.&nbsp; Those are not the optimum times to have these conversations with yourself as you should be ahead of the game and have a game plan for protecting your family just in case.<\/p>\n<p>Life Insurance typically comes in two different versions, Whole-Life and Term-Life.&nbsp; Whole-Life insurance covers you as long as you make your monthly premium payments.&nbsp; Some companies require a physical (especially if you start your plan as an older person) while others don&rsquo;t have those requirements.&nbsp; The money built up over the Whole-LIfe term can be borrowed against which is an option not afforded to Term-Life Insurance.&nbsp; Term-Life insurance covers a period of time (10 to 30 years) and its value is set, meaning that you can&rsquo;t borrow against it or build up a cash value to the policy.<\/p>\n<p><strong>More Information<\/strong><\/p>\n<p>You can learn more about life insurance by contacting Five Star Insurance Agency in Fords, NJ today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>They say that there are only two universal truths in Life and that&rsquo;s Death and Taxes.&nbsp; There should be a third universal truth in Life and that&rsquo;s &ldquo;uncertainty&rdquo; because nobody truly knows what will happen to them day-to-day in their life.&nbsp; You can wake up in the morning feeling great and not know that in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-119","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-five-star-insurance-agency","tag-fords-nj"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/comments?post=119"}],"version-history":[{"count":1,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/119\/revisions"}],"predecessor-version":[{"id":120,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/posts\/119\/revisions\/120"}],"wp:attachment":[{"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/media?parent=119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/categories?post=119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fivestarins.com\/blog\/wp-json\/wp\/v2\/tags?post=119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}